Banking Services
Reliant Financial Consulting is an independent firm which offers banking institutions non-attest audit and compliance services. We specialize in providing outsourced and co-sourced risk management programs including internal audit, compliance and credit review services. Our clients range from "de novo" institutions that require a complete package of turnkey risk management services to multibillion-dollar regional banks that seek audit "augmentation" in specific technical areas.
Reliant has developed teams of expert professionals in each functional discipline of banking | financial services. Our growing client base and bank service providers attest to our ability in consistently delivering cost-justified, quality value-added bank auditing services. Continued client satisfaction is the first priority at Reliant. As your trusted partner in bank auditing and compliance, we will assist you in improving the effectiveness, efficiency and potential of your business by sharing our vision, experiences and insight.
As a certified vendor of the FDIC participating on their active projects, Reliant is keenly aware of the issues that faces the financial services environment. You are welcome to review the support we are providing by visiting our FDIC page.
We offer a broad array of risk management and consulting:
- Internal Audit Planning / Organizational Assessments
- Centralized / Corporate Operations
- Branch Operations
- Interest Rate Risk & A/L Management
- Fiduciary Services (Trust Administration / Operations / Investment Management and Trust Systems)
- Note Operations / Loan Services
- Merchant Card Services
- Consumer Compliance ‚ Lending and Operations
- Anti-Money Laundering ‚ BSA / OFAC / USA Patriot Act
- ACH Operations / Self Assessments / FedLine Audits
- ATM System Networks
- Information Technology / Systems
- Network Security / Internet Banking / Web Site Controls
- Comprehensive Internal / External System Vulnerability Assessments
- GLB Act (Risk Assessments & Information Security Program Evaluations)
- Corporate Disaster Recovery & Contingency Plan Development
- Compliance Training
- FDICIA (Section 112)
- Sarbanes-Oxley Act Compliance
Comprehensive Credit Review program, including:
- Credit Quality Assessment / Risk Grade Assignments
- Credit Policy Evaluations
- Adequacy of Loan Documentation
- Condition / Covenant Compliance
- Evaluations of ALL Methodology / Adequacy
- Credit Concentration Analysis / CRE - Stress Testing
Outsourcing & Co-Sourcing Audit & Risk Management
Outsourcing or co-sourcing bank auditing and risk management services allows access to the best talent in the industry. Reliant has developed teams of experts in each functional discipline of bank auditing | financial services in:
- Information Technology
- Finance, Accounting/Administration
- Asset Liability Management & IRR, Compliance
- Central Operations | Branch Operations
- Trust | Investment Management Services
- Credit Review
Reliant can deliver the expertise and knowledge necessary to implement each aspect of an internal audit program. Our professionals have proven experience in all the functional areas of bank auditing | financial services holding an average of 20 years and maintaining a wide range of credentials to include some of the following certifications: CBA, CIA, CRCM, CISA, CPA, CFSA, CTA, CRP.
Alleviating the Regulatory Burden
We help banks to improve their policies, procedures and practices by conveying industry best practices, based on our broad exposure to today's diverse and dynamic banking environment. Oftentimes, examiners are able to reduce the scope of their testing based on the confidence they develop in the thoroughness of our bank auditing program | work papers and overall process. A strong risk management program will be favorably assessed in the Management section of the CAMELS rating system.
Delivering and Communicating Results
Our bank auditors & risk management professionals use a consultative, constructive approach to assist bank management on improving their internal control environment and enhance operations. Our professionals are strong, hands-on leaders, proficient in soft skills, who communicate effectively with all levels of management, as well as with the audit committee.
Reliant - Offering You Extensive Experience 